Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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When unexpected expenses pop up or you're keen on making home improvements, finding money now finance options can often feel overwhelming. Traditional banks and lenders typically require lengthy forms and tough qualification standards that can complicate your situation even further. But you’re not alone! Many Aussies are now turning to alternative funding solutions like Fundo for fast and flexible loans.
At Fundo, we know that accessing quick funds is essential when you're in need. Why waste precious time tackling mountains of paperwork? We’ve streamlined our loan application process to make it smoother and quicker than ever. With our range of small and medium loans, you can access the funds you need in just a few clicks, so you can focus on what truly matters!
Stop wasting time searching for phrases like "money now finance". Fundo is committed to providing you with financing options tailored to your specific needs. Whether you’re tackling emergency repairs, planning a renovation, or simply need quick cash for an upcoming expense, we have flexible loan solutions ready for you. Remember, we're here to empower you, not overwhelm you with endless options!
While you cannot use our loans for debt consolidation, you can secure a small (SACC loan) or a medium (MACC loan) to address your immediate cash needs:
If you're ready to embrace a more straightforward way to manage your finances and need immediate cash, apply today! Meeting our eligibility criteria is simple: You must be over 18, reside in Australia, have verified income of at least $1,000 per fortnight (including government benefits), and demonstrate your ability to comfortably repay your loan.
Fundo also brings a benefit for loyal customers! With our Fundo Customer Score system, positive borrowing behaviour can enhance your creditworthiness, providing you with more opportunities in the future. Returning customers can easily reapply and benefit from our streamlined process.
Stop getting lost in search results for "money now finance," and choose Fundo to get the funds you need—fast! Don’t wait—apply for your Fundo loan now!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
1 Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. Timing is not guaranteed.
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
*Terms and conditions, fees and charges apply. Max loan amount of $5,000 includes fees and charges. Approval and loan amount are subject to our credit assessment criteria.
¹Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. If your bank is not NPP enabled, or if it is a public holiday, funds are usually received by the next business day. Timing is not guaranteed.
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can’t guarantee that you’ll receive a decision on the same day. However, most customers who submit their loan application and all requested supporting information by 4pm Sydney time on a regular business day receive a same-day response. Applications submitted after this time or on weekends/public holidays may be processed the next business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Paying off Fundo loans early, penalty-free, may help improve your chances for future approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Personal Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.