Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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When unexpected expenses arise, you might find yourself in search of Pay Express Loans to cover those urgent costs. Whether it’s home repairs, travel plans, or urgent medical bills, having quick access to funds can make all the difference. Fundo is here to simplify that process for you, offering short-term loans that are tailored for your needs.
We know finding the right financing option can be overwhelming. At Fundo, we prioritize accessibility, ensuring our loan options cater to those with varying credit histories. Don’t waste time searching for alternative lenders—Fundo is the solution you've been looking for!
Our goal is to end your endless search for terms like 'Small Amount Loan' or 'Loans Without Id'. With Fundo, you can rest easy knowing you're choosing a transparent and reliable lender.
Understanding that life comes with unexpected challenges, we offer flexible repayment terms for your Pay Express Loans. You can pay your loan back in up to 180 days, allowing you the breathing room you need. Want to save on interest? You can pay off your loan early, which not only saves you money but might also boost your chances for future loans!
Managing your Fundo loan is simple! Through your personalised dashboard, you have full visibility over your loan payments and can track your financial progress with ease.
To see if you're eligible for a Fundo loan, you need to:
Curious about your borrowing capacity? Check your Fundo Customer Score, our unique credit scoring system that helps you gauge your eligibility for loans and rewards responsible borrowing behaviour!
Ready to secure your Pay Express Loan with Fundo? It’s easy—just click 'Apply Now' on our homepage! Fill out the application form with your desired loan amount and personal details. If you're a returning customer, it only takes a few clicks! Submit your application during business hours, and you could get approved and see the funds in your account on the same day. Say goodbye to chasing around for 'cash direct loans' and 'cash advance'—embrace the Fundo way for a seamless borrowing experience!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
1 Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. Timing is not guaranteed.
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
*Terms and conditions, fees and charges apply. Max loan amount of $5,000 includes fees and charges. Approval and loan amount are subject to our credit assessment criteria.
¹Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. If your bank is not NPP enabled, or if it is a public holiday, funds are usually received by the next business day. Timing is not guaranteed.
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can’t guarantee that you’ll receive a decision on the same day. However, most customers who submit their loan application and all requested supporting information by 4pm Sydney time on a regular business day receive a same-day response. Applications submitted after this time or on weekends/public holidays may be processed the next business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Paying off Fundo loans early, penalty-free, may help improve your chances for future approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Personal Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.