Spot Loans Pty Ltd

Same day funds up to $5,000¹

I want to borrow ($500 - $5,000*)

Select loan amount from range

Apply Now

Safe and Secure. Complete app in minutes²

4.8/5

16,000+

4.7/5

5,000+

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Spot Loans Pty Ltd

Looking for Spot Loans Pty Ltd? Choose Fundo for Your Short-Term Loan Needs

When unexpected expenses pop up, securing a loan can be the ideal solution. If your quest for 'Spot Loans Pty Ltd' hasn’t yielded the perfect match, worry not! At Fundo, we specialise in providing hassle-free short-term loans tailored to fit a variety of needs. We strive to make our loans accessible, even to those who seldom find suitable options for short-term loans. If you’ve been exploring alternatives or local lenders like 'Quick Loans Gold Coast', you’re in the right place. With Fundo, you’ll never face hidden fees or complex paperwork. Our loan offers come with clear, upfront terms to ensure your experience is simple and straightforward.

Why Go with Fundo?

⚡ Quick and Easy Application: Enjoy our 100% online application process that simplifies the way you apply for a loan.
🔍 Transparent Terms: Our agreements are straightforward, allowing you to focus on what truly matters.
✔️ Flexible Repayment Options: Choose to repay weekly, fortnightly, or monthly according to what suits you best.
💰 Fast Funds Access: Funds can hit your account within 60 seconds from contract acceptance.
🛠️ Easy Management: Monitor your loan through our self-service dashboard for hassle-free repayment management.

After looking into 'Spot Loans Pty Ltd', you might be feeling overwhelmed by all the loan options available. However, Fundo offers a variety of small loans designed to meet your unique circumstances, such as emergency loans and home renovation loans. Once you select the appropriate loan type, you can comfortably manage repayment over a maximum term of up to 180 days. Plus, you have the flexibility to pay off your loan early, minimising any potential account fees!

What Makes You Eligible for a Fundo Loan?

Joining the Fundo family is easy! To qualify, you simply need to:

🎉 Be over 18 years old.
🇦🇺 Reside in Australia.
💼 Have a verified income of at least $1,000 per fortnight (including government benefits).
💡 Show that you can comfortably make repayments and won’t be worse off financially by taking on a Fundo loan.

Applying for a loan with Fundo is a breeze! Just fill out our application form, detailing your desired loan amount and personal information. If you apply during business hours, you’ll quickly receive your outcome. Approved? You could even see the funds in your account on the same day! And for our returning customers, applying is faster than ever — just three clicks!

Wondering how to enhance your approval chances? Your Fundo Customer Score, influenced by timely payments and customer referrals, can significantly impact your loan eligibility. Say goodbye to worries about 'instant approval loans need cash today' or 'small loans bad credit' issues — with Fundo, you're in good hands. Ready to take the next step? Apply now and experience the Fundo difference!

Apply, get approved,
and funded as quick as the same day¹

Complete
your application
in minutes²

Loan decisions
made fast, as quick
as the day you apply³

Funds in as little as 60
secs from contract
acceptance¹

Over $200 million
in loans already
funded

Apply Now

Safe and Secure. Complete app in minutes²

See what our customers say

Kim S

Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.

Ellie P

Very easy to apply and money was transferred within the hour.

Rachel C

Their website is very user friendly, application process is straightforward and re-apply is very quick.

Robert D

Application took 5 minutes max. Being a repeat customer makes it super simple.

Chloe Grice

Easiest, cleanest, simplest app or platform I’ve found.

Terrie Coggins

Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful

Apply Now

Safe and Secure. Complete app in minutes²

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees
Payout early and save on monthly fees

Funds in as little as 60 secs from contract acceptance¹

Small loan

Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 9 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee
(over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 9 months
$400 establishment fee, interest at
47.80% p.a. (comparison rate 63.29% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term6 months

Loan Amount$2,500

Establishment fee$400

Total interest
(over 6 months)$389

Total repayable$3,289

Fortnightly repayment$253.09

¹ Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. Timing is not guaranteed.

⁴ Fees are based on loan principal advanced.

⁵ Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. Complete app in minutes²

Important Information

*Terms and conditions, fees and charges apply. Max loan amount of $5,000 includes fees and charges. Approval and loan amount are subject to our credit assessment criteria.

¹Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. If your bank is not NPP enabled, or if it is a public holiday, funds are usually received by the next business day. Timing is not guaranteed.

²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can’t guarantee that you’ll receive a decision on the same day. However, most customers who submit their loan application and all requested supporting information by 4pm Sydney time on a regular business day receive a same-day response. Applications submitted after this time or on weekends/public holidays may be processed the next business day.

Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.

Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Paying off Fundo loans early, penalty-free, may help improve your chances for future approval.

Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Personal Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.

Need more help?

FAQ

Chat

Call

We typically respond within 2 min or sooner.

9am - 6pm,	Mon-Fri
9am - 5pm,	Sat

9am - 6pm,	Mon-Fri
9am - 5pm,	Sat

Spot Loans Pty Ltd

Spot Loans Pty Ltd

Looking for Spot Loans Pty Ltd? Choose Fundo for Your Short-Term Loan Needs

Why Go with Fundo?

What Makes You Eligible for a Fundo Loan?

Apply, get approved, and funded as quick as the same day¹

See what our customers say

Fundo loan example

Small loan

Medium loan

Important Information

Need more help?

Apply, get approved,
and funded as quick as the same day¹