The Rapid Loans

Same day funds up to $5,000¹

I want to borrow ($500 - $5,000*)

Select loan amount from range

Apply Now

Safe and Secure. Complete app in minutes²

4.8/5

16,000+

4.7/5

5,000+

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The Rapid Loans

The Rapid Loans: Your Quick Solution for Urgent Needs

Sometimes, life throws unexpected expenses your way. Whether you need to repair a burst pipe, replace a flat tyre, or handle any other urgent costs, accessing funds quickly can make all the difference. If you’ve been searching for The Rapid Loans, your search ends here with Fundo! As a friendly, Australian-owned lender, we’re here to provide you with short-term loans designed to suit various needs.

Why Choose Fundo for Your Rapid Loan?

🚀 Speedy Approval: Get approved swiftly without the long waiting periods.
📝 Simplified Process: No cumbersome paperwork; we keep it straightforward.
💡 Transparency: We disclose all loan details clearly, ensuring no hidden fees.
💻 Easy Management: Track your loan and repayments through our user-friendly dashboard.
🔄 Flexible Repayments: Choose weekly, fortnightly, or monthly repayment terms.

When it comes to The Rapid Loans, our offerings are designed to meet your unique financial needs. Whether you’re searching for emergency loans or looking into home renovation loans, you’ll find a great selection tailored for you. With Fundo, you can repay your loan comfortably within up to 180 days for a MACC loan and possibly pay it off early without any monthly fees.

Eligibility Made Simple

To ensure you can access our rapid loans, meeting a few simple criteria is all it takes:

🌍 Currently residing in Australia.
💰 Earning at least $1,000 income per fortnight (including government benefits).
🔞 Over 18 years old.
✅ Demonstrating the ability to make repayments without causing financial strain.

If you meet these requirements, you can fill out our straightforward application form, and if you apply during business hours, you’ll likely receive approval on the same day! For returning borrowers, the process is even quicker—just three clicks and you’re done.

Why Fundo is Your Best Choice

As you continue to consider your options, know that Fundo prioritises your financial wellbeing. We’re dedicated to helping you find the perfect loan solution. Other lenders might offer different arrangements but lack the Fundo Customer Score, our unique tool designed to enhance your borrowing experience. With a good Fundo Customer Score, you can access better rates and rewards just by being responsible with your repayments and recommending us to others.

Are you ready to take the next step? Experience the ease of obtaining a rapid loan with Fundo! Check out In Need Of A Loan or prepare to apply for a loan today!

Apply, get approved,
and funded as quick as the same day¹

Complete
your application
in minutes²

Loan decisions
made fast, as quick
as the day you apply³

Funds in as little as 60
secs from contract
acceptance¹

Over $200 million
in loans already
funded

Apply Now

Safe and Secure. Complete app in minutes²

See what our customers say

Kim S

Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.

Ellie P

Very easy to apply and money was transferred within the hour.

Rachel C

Their website is very user friendly, application process is straightforward and re-apply is very quick.

Robert D

Application took 5 minutes max. Being a repeat customer makes it super simple.

Chloe Grice

Easiest, cleanest, simplest app or platform I’ve found.

Terrie Coggins

Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful

Apply Now

Safe and Secure. Complete app in minutes²

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees
Payout early and save on monthly fees

Funds in as little as 60 secs from contract acceptance¹

Small loan

Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 9 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee
(over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 9 months
$400 establishment fee, interest at
47.80% p.a. (comparison rate 63.29% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term6 months

Loan Amount$2,500

Establishment fee$400

Total interest
(over 6 months)$389

Total repayable$3,289

Fortnightly repayment$253.09

¹ Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. Timing is not guaranteed.

⁴ Fees are based on loan principal advanced.

⁵ Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. Complete app in minutes²

Important Information

*Terms and conditions, fees and charges apply. Max loan amount of $5,000 includes fees and charges. Approval and loan amount are subject to our credit assessment criteria.

¹Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. If your bank is not NPP enabled, or if it is a public holiday, funds are usually received by the next business day. Timing is not guaranteed.

²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can’t guarantee that you’ll receive a decision on the same day. However, most customers who submit their loan application and all requested supporting information by 4pm Sydney time on a regular business day receive a same-day response. Applications submitted after this time or on weekends/public holidays may be processed the next business day.

Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.

Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Paying off Fundo loans early, penalty-free, may help improve your chances for future approval.

Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Personal Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.

Need more help?

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We typically respond within 2 min or sooner.

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The Rapid Loans

The Rapid Loans

The Rapid Loans: Your Quick Solution for Urgent Needs

Why Choose Fundo for Your Rapid Loan?

Eligibility Made Simple

Why Fundo is Your Best Choice

Apply, get approved, and funded as quick as the same day¹

See what our customers say

Fundo loan example

Small loan

Medium loan

Important Information

Need more help?

Apply, get approved,
and funded as quick as the same day¹