Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
If you’re familiar with one-off expenses like home improvements, appliances, travel, and car repairs, then you know how expensive these unexpected costs can be. We understand that these situations may cause a financial gap in your budget, so you need a solution immediately.
Rapid loans do just that. A rapid loan or quick loan is a type of short-term financing that offers borrowers a quick approval process, especially compared to the lengthy processes of traditional lenders.
At Fundo, we offer loan options for sudden expenses life throws your way, 100% online. It’s never too early to apply, so let’s talk and help you figure out your financial situation today.
Many lenders, such as Rapid Loans, offer finance products of varying types that may or may not address your current financial situation. However, most lenders will simply offer their financial products and little else to their borrowers.
At Fundo, we want to help you determine which loan type would suit your situation and also help you develop a better financial awareness for your financial well-being.
Instead of looking online for online money loans, instant approval cash loans, or rapid loans, Fundo loans may be an ideal solution for covering sudden gaps in your budget when unexpected expenses arise. You’re likely to find a small loan product that fits your needs.
Apart from our loan products, such as small personal loans and fast cash loans, we also provide a range of benefits for our borrowers designed to help them develop sound financial habits in a fun and engaging way.
Fundo’s self-service dashboard separates us from other lenders, allowing us to offer convenience on top of fast approvals. On our dashboard, you’ll be able to easily manage your loan and repayments. You’ll also be greeted by information about financial wellness and improvement, which is a big part of our vision for our borrowers.
Moreover, we also have our own credit scoring system, the Fundo Customer Score. You can earn points by paying your loans early or on time, referring your friends, leaving reviews, and even using Fundo exclusively. The better your Fundo Customer Score is, the better loan offers you may have in the future.
While we can’t speak for Rapid Loans, at Fundo, it is quick and convenient to apply and receive financing for short term loans or same day loans.
At Fundo, you can apply for loans online, within minutes, and at any time of the day. The combination of convenience and smart loan amounts makes these practices more appealing to those with self-reliant financial habits, especially those who want to establish or grow their credit scores gradually.
Your credit score and credit history have small roles in our decision-making process. Your current credit score doesn’t necessarily mean you are a bad borrower. We understand people can have complex financial situations, and we often lend to people with good credit and bad credit ratings. When we lend responsibly, we focus on your ability to meet your payments, not your past financial situation.
To be eligible for Fundo loans, you must:
To get started, just fill out our online loan application form. It’s that easy!
Some lenders could take days to fund a loan application, while others take even longer. Meanwhile, your expenses are waiting to be paid. Though we can’t speak for Rapid Finance, at Fundo, we understand that you need the money immediately if you’re looking for rapid loans.
If we receive your loan application during business hours, we’ll process them quickly, which means you could receive your funds the same day you apply if everything goes well. Each of our loan options is accompanied by a detailed breakdown of your establishment fees, repayment fees, and a repayment schedule you opt for. There are never fees hidden by legal or technical jargon when you apply for a loan with Fundo.
Please contact us at any time for more information on our loans, loan eligibility requirements, or even advice on which loans are a good fit for your current situation. We’re available by phone ((02) 9066 9660) or by email (hello@fundo.com.au).
With Fundo, we make it convenient to apply for financing for sudden cash gaps, such as holiday expenses or vehicle repairs. Let us know your unique circumstances, and we’ll see what we can do! Trying to find a lender who offers last minute loans or quick loans with minimal fuss? Fundo may have the solution for you.
Apply for a loan with Fundo today!
Disclaimer: Please note that, unless specified otherwise, the opinions expressed in this article are strictly for general informational and entertainment purposes only and should not be taken as financial advice or recommendation. Any commentary views are subject to change without notice at any time.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
1 Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. Timing is not guaranteed.
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
*Terms and conditions, fees and charges apply. Max loan amount of $5,000 includes fees and charges. Approval and loan amount are subject to our credit assessment criteria.
¹Funds may be received in as little as 60 seconds from contract acceptance if your bank supports NPP. If your bank is not NPP enabled, or if it is a public holiday, funds are usually received by the next business day. Timing is not guaranteed.
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can’t guarantee that you’ll receive a decision on the same day. However, most customers who submit their loan application and all requested supporting information by 4pm Sydney time on a regular business day receive a same-day response. Applications submitted after this time or on weekends/public holidays may be processed the next business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Paying off Fundo loans early, penalty-free, may help improve your chances for future approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Personal Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.